Pricing
Prices shown are inclusive of VAT (unless otherwise indicated). The cost of transport, couriers and any insurance are always charged to the customer, whether shipping is conducted by a carrier affiliated with Funky Junk Ltd, or by a forwarding agent chosen by the customer.
Finance
We offer several ways of allowing you to spread the cost of your purchase over several months or even years.
We have immediate online finance services provided by Novuna Capital offering up to 12 months of deferred credit without interest, up to 48 months standard interest bearing credit, or on selected products, up to 24 months interest free credit.
For online finance, simply add the items you want to your basket and select which finance options suits you.
The quick application form should take no more than a couple of minutes to complete and you’ll receive an instant decision. Easy!
You will only be considered for finance if you:
- Are at least 18 years old
- Are in paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
- Are a permanent UK resident and have lived in the UK for at least 3 years.
- Have a UK bank account capable of accepting Direct Debits
- Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
- Provide an email address so your documentation can be emailed to you.
Types of Finance
Regular Monthly Repayments
We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over periods of between 12 and 48 months. The value of the loan needs to be over £1000 (total order minimum must be £1100 (£1000 Loan + 10% minimum deposit) and you can choose a deposit of between 10 and 50% of the value of the goods.
0% Finance over 6 Months
- Total order value: £1000
- 10% deposit: £100
- Duration: 6 Months
- Representative APR: 0% APR
- Interest charged: £0
- 6 monthly payments of: £150.00
- Total amount payable: £1000
9.9% finance over 12 Months
- Total order value: £1000
- 10% deposit: £100
- Total order value: £1000
- 10% deposit: £100
- Duration: 12 Months
- Representative APR: 9.9%
- Interest charged: £46.92
- 12 monthly payments of: £82.43
- Total amount payable: £1089.10
Business Leasing
We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over periods of between 12 and 48 months.
The value of the loan needs to be over £1000 (total order minimum must be £1100 (£1000 Loan + 10% minimum deposit) and you can choose a deposit of between 10 and 50% of the value of the goods.
The Legal Bit
Funky Junk Ltd is registered and licensed with the FCA to offer third party credit products.
Our FRN is 705778. Eligibility and conditions apply. Funky Junk Ltd acts as a credit intermediary and only offers credit products from Novuna Capital.
NOVUNA
Novuna Capital (UK) PLC is authorised and regulated by the Financial Conduct Authority. Registered in Cardiff no. 1630491.
Registered office: Novuna Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.
Terms and conditions apply. Loans available to permanent UK residents aged 18 and over. Subject to status.
- We accept payments by bank transfer, cheque, credit card and Paypal.
- We can organize leasing or financing from 6 to 60 months to individuals or companies. Contact us for a tailor-made financing quote.
- Payments must be made by the agreed deadline (s) according to the agreed schedule. Any delay in payments will result in the cancellation of any agreed discounts as well as the application of default interest being charged in commercial transactions.
- In a Hire Purchase sale, ownership of the goods remains with Funky Junk Ltd until full payment is made. The buyer, however, assumes any risks from the point of delivery. All orders or transactions, including online orders, are subject to approval by Funky Junk Ltd.
Card Payments
We accept Visa & Mastercard
Paypal
We accept Paypal. Use this link to send your payment.
Bank Transfer
Bank Account Details for payments to Funky Junk
Lloyds Bank Plc
Highbury Corner Branch, 31-33 Holloway Rd, London N7 8JU
Account name: Funky Junk Limited
POUND STERLING
IBAN Code: GB18 LOYD 3094 2100 2653 78
Account no: 00265378
Sort Code: 30-94-21
BIC: LOYDGB21180
EUROS
IBAN Code: GB04 LOYD 3094 2186 0143 09
Account no: 86014309
Sort Code: 30-96-34
BIC: LOYDGB21180
DOLLARS
IBAN Code: GB12 LOYD 3094 2111 2195 02
Account no: 11219502
Sort Code: 30-96-34
BIC: LOYDGB21180
Please advise us when transfers are made and if possible email or fax a copy of the transfer document.
Our fax number is: +44(0) 207 609 5483
Please email to: claire@funky-junk.co.uk